Brandon's Puppy

*crickets chirping*

I know, I know, it's been quiet around here. I'm in a funk, mostly worried about our finances. We're getting our escrow analysis next month and I'm just waiting for the bomb to drop. I have a running spreadsheet listing all our bills and when they are due, from the mortgage payment to our auto insurance. I was elated when I first created the spreadsheet because we had $300 extra, but now I'm $400 short. Can someone tell me how that happened?!